Vehicle finance approval is usually far faster than a bank — often a decision in 24–48 hours. Here’s what the timeline looks like.
Typical timeframes
With a specialist broker, conditional approval commonly comes back in 24–48 hours, and asset-backed low-doc deals can be quicker. A bank, by contrast, often takes 5–10 business days. Settlement then depends on how fast documents and the seller’s details come together.
How to speed it up
Have your ABN details, ID, and the vehicle’s details ready, and respond quickly to document requests. A clean, complete application is the single biggest factor in a fast approval.
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