Sole traders and subcontractors are the bread and butter of vehicle finance — simple, fast commercial lending for ABN holders. Here’s how it works.
Financed as an ABN holder
As a sole trader you’re financed on your ABN, with the vehicle as security. That keeps the process quick and the rate competitive. Low-doc options mean you may not need full financials for an eligible, asset-backed deal.
What lenders look for
An established, GST-registered ABN and a clean recent credit record put you in a strong position. A deposit or property ownership can sharpen the rate further, but plenty of sole traders finance with neither.
Get an obligation-free quote and we’ll match your ABN to the right lender across our panel.
Ready to compare cheap rates?
Free quote in minutes, decisions in 24–48 hours. No credit-score impact to enquire.