Buying a vehicle as an owner-driver is a big step — we make the finance the easy part. Here’s what to know.
Structures that suit a single vehicle
Owner-driver finance is built around one vehicle earning its keep from day one. A chattel mortgage is the common choice for ABN holders who want ownership and the tax benefits; a balloon can keep repayments manageable while the vehicle is on the road.
First-time owner-drivers
A vehicle is strong security, and a deposit, a solid work history or a forward contract can bridge a newer ABN. Low-doc options mean you may not need full financials to get started.
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