Financing a fleet is about structure as much as rate. Here’s how to fund multiple vehicles without choking cash flow.
Facilities that scale
Rather than unrelated loans, a fleet can be funded under a master facility or pre-approved limit, so adding the next vehicle is fast. Balloons and matched terms keep repayments aligned to how each vehicle earns.
Cash flow and tax
Mixing chattel mortgage, lease and CHP across the fleet can optimise tax and balance-sheet treatment — worth planning with your accountant. Refinancing or equity release on paid-down units can fund growth without new cash.
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